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FinCalcHub

All calculators

Fast, accurate tools for every money decision. Pick a category or search to find exactly what you need.

SIP Calculator

Estimate the future value of your monthly mutual fund SIP investments.

Investment

EMI Calculator

Calculate the monthly instalment, total interest and payoff for any loan.

Loans & EMI

Home Loan Calculator

A complete home-loan planner — EMI, extra payments, prepayment, taxes and insurance with interest-saved payback.

Real Estate

Income Tax Calculator

Compare income tax under the New and Old regimes and find which saves you more.

Taxes

FD Calculator

Calculate the maturity value and interest earned on a fixed deposit.

Investment

Take-Home Salary Calculator

Convert your CTC into monthly in-hand salary after EPF and taxes.

Salary

Lumpsum Calculator

Project the future value of a one-time investment with annual compounding.

Investment

PPF Calculator

Estimate the maturity value and interest on your yearly PPF deposits.

Investment

HRA Exemption Calculator

Work out how much of your House Rent Allowance is tax-exempt.

Taxes

RD Calculator

Calculate the maturity value of a monthly recurring deposit.

Investment

Car Loan EMI Calculator

Calculate your car loan EMI, total interest and total cost of ownership.

Loans & EMI

Retirement Calculator

Find the corpus and monthly SIP you need to retire comfortably against inflation.

Retirement

Compound Interest Calculator

Calculate how a lump sum grows with compound interest over time.

Investment

Personal Loan EMI Calculator

Calculate your personal loan EMI, total interest and total repayment.

Loans & EMI

GST Calculator

Add or remove GST and split an amount into base price and tax.

Taxes

CAGR Calculator

Measure the compound annual growth rate of any investment.

Investment

EPF Calculator

Project your Employees Provident Fund corpus at retirement with yearly salary growth.

Retirement

Term Insurance Calculator

Estimate the term life cover your family needs based on income, loans and savings.

Insurance

Step-up SIP Calculator

See how much more a step-up SIP grows versus a flat monthly SIP.

Investment

Capital Gains Tax Calculator

Calculate tax on your equity share and mutual fund capital gains.

Taxes

Net Worth Calculator

Add up your assets, subtract your debts and see your true net worth.

Personal Finance

SWP Calculator

See how long your corpus lasts with regular monthly withdrawals.

Investment

ROI Calculator

Measure profit, return on investment and the annualised (CAGR) return.

Business

Credit Card Payoff Calculator

See how long it takes to clear your credit card debt and the total interest you will pay.

Loans & EMI

Goal SIP Calculator

Find the monthly SIP needed to reach a financial goal by a target date.

Investment

NPS Calculator

Project your National Pension System corpus, lump sum and monthly pension at retirement.

Retirement

50/30/20 Budget Calculator

Split your monthly income into needs, wants and savings using the 50/30/20 rule.

Personal Finance

Simple Interest Calculator

Calculate flat simple interest on a principal over a period.

Investment

Education Loan EMI Calculator

Calculate your education loan EMI, total interest and total repayment.

Loans & EMI

Gratuity Calculator

Estimate the gratuity payable when you leave a job after years of service.

Salary

Inflation Calculator

See the future cost of today’s expenses and how inflation erodes value.

Personal Finance

Sukanya Samriddhi Yojana Calculator

Estimate the maturity value of a Sukanya Samriddhi Yojana account.

Investment

Loan Prepayment Calculator

See how much interest and time a one-time prepayment saves on your loan.

Loans & EMI

Emergency Fund Calculator

Work out how many months of expenses you should keep and your current shortfall.

Personal Finance

Future Value Calculator

Project the future value of a lump sum plus monthly contributions.

Investment

Credit Card Interest Calculator

Work out the daily, monthly and yearly interest you pay on a credit card balance.

Loans & EMI

Home Affordability Calculator

Find out how large a home loan and property you can afford on your income.

Real Estate

Savings Goal Calculator

Find the monthly saving you need to hit a target amount by a chosen date.

Personal Finance

Down Payment Calculator

Split a property price into your upfront down payment and the loan you need to finance.

Real Estate

Profit Margin Calculator

Work out net profit, profit margin and markup from your revenue and cost.

Business

Millionaire Calculator

Find the monthly investment needed to reach ₹1 crore or any target corpus in a set time.

Personal Finance

Net Income Calculator

Work out your annual net income after tax and other deductions from gross pay.

Salary

Rent vs Buy Calculator

Compare the total cost of renting versus buying a home over time.

Real Estate

Health Insurance Calculator

Estimate the health cover your family needs today and after medical inflation.

Insurance

Crypto Profit Calculator

Calculate profit, loss and ROI on a crypto trade after fees.

Crypto

Discount Calculator

Find the final price and how much you save after a percentage discount.

Business

Salary Hike Calculator

Compare your old and new salary to find your hike percentage and monthly increase.

Salary

Burn Rate Calculator

Work out how fast a startup is spending cash each month and how many months of runway remain.

Business

Break-Even Calculator

Find the units and revenue you need to sell to cover all your costs.

Business

Currency Converter

Convert an amount from one currency to another using an exchange rate.

Personal Finance

Mortgage Refinance Calculator

See whether refinancing your home loan to a lower rate is worth the closing costs.

Real Estate

Gross Margin Calculator

Find gross profit and gross margin from your revenue and cost of goods sold.

Business

Hourly to Salary Calculator

Convert your hourly pay rate into weekly, monthly and annual salary figures.

Salary

Runway Calculator

See how many months of cash a startup has left after netting monthly revenue against monthly burn.

Business

Dividend Yield Calculator

Calculate the dividend yield and annual income from a stock holding.

Investment

Present Value Calculator

Find what a future sum of money is worth in today’s rupees.

Investment

Rental Yield Calculator

Find the gross and net annual rental yield on a property from its rent and price.

Real Estate

Working Capital Calculator

Find the cash cushion that funds day-to-day operations by netting current liabilities off current assets.

Business

Salary Raise Calculator

Apply a percentage raise to your salary and see your new pay and monthly increase.

Salary

Human Life Value Calculator

Estimate the economic value of your future income to plan the right life cover.

Insurance

Rule of 72 Calculator

Estimate how long it takes your money to double, triple and quadruple.

Investment

High-Yield Savings Calculator

Project the growth of a high-yield savings balance with regular monthly deposits.

Personal Finance

Biweekly Mortgage Calculator

See how paying half your EMI every two weeks clears your mortgage faster and saves interest.

Real Estate

Markup Calculator

Set a selling price by adding a markup percentage to your cost.

Business

Salary to Hourly Calculator

Convert your annual salary into an equivalent hourly, daily and weekly pay rate.

Salary

EBITDA Calculator

Measure operating profitability — EBITDA and EBITDA margin from revenue and costs.

Business

Current Ratio Calculator

Measure a business's short-term liquidity by comparing current assets to current liabilities.

Business

Customer Acquisition Cost (CAC) Calculator

Work out how much you spend to win one new customer from your sales and marketing budget.

Business

Property Appreciation Calculator

Project the future value of a property from a steady annual appreciation rate.

Real Estate

Overtime Pay Calculator

Calculate your weekly pay including overtime at 1.5x or 2x your base hourly rate.

Salary

Freelance Rate Calculator

Find the hourly rate you must charge to hit your target freelance income.

Salary

Cost of Living Calculator

Find the salary you need in a new city to keep the same standard of living.

Salary

Time Value of Money Calculator

See how a sum of money today grows in value over time.

Investment

Inflation-Adjusted Salary Calculator

See the salary you need to keep pace with inflation and the real value of today’s pay.

Salary

Customer Lifetime Value (CLV) Calculator

Estimate the total revenue an average customer generates over their entire relationship with you.

Business

Price-to-Rent Ratio Calculator

Compare buying versus renting with the price-to-rent ratio — property price over annual rent.

Real Estate

Bonus Calculator

Work out your bonus amount and total compensation from your salary and bonus percentage.

Salary

Professional Tax Calculator

Estimate the professional tax deducted from your salary by state.

Salary

NPV Calculator

Judge a project by discounting its future cash flows to today.

Business

APY Calculator

Convert a nominal interest rate into its true annual percentage yield (APY).

Investment

Cap Rate Calculator

Measure a property’s annual return as net operating income over its purchase price.

Real Estate

Income Growth Calculator

Project how your salary grows year on year and total what you earn over time.

Salary

IRR Calculator

Find the annualised return that makes a project break even.

Business

Return on Equity (ROE) Calculator

Measure return on equity — how much profit a company earns on shareholders’ money.

Business

Quick Ratio Calculator

Test a business's true liquidity by measuring assets excluding inventory against current liabilities.

Business

DSCR Calculator

Check whether a property’s income covers its loan repayments with the debt service coverage ratio.

Real Estate

Commission Calculator

Calculate commission earned on a sale and your total pay including base salary.

Salary

Debt-to-Equity Ratio Calculator

Measure financial leverage — the debt-to-equity ratio from total debt and equity.

Business

Savings Rate Calculator

Work out what percentage of your income you save each month.

Personal Finance

Mortgage Points Calculator

See whether paying upfront points to lower your home loan rate is worth the cost.

Real Estate

Contribution Margin Calculator

Find the contribution margin per unit, its ratio and the total contribution.

Business

Cash-on-Cash Return Calculator

Measure the annual return on the actual cash you invested in a property, after loan payments.

Real Estate

Weekly Pay Calculator

Break your annual salary into weekly, bi-weekly and monthly pay figures.

Salary

Gross Rent Multiplier Calculator

Screen a property fast with its gross rent multiplier — price divided by annual rent.

Real Estate

CD Calculator

Calculate the maturity value and interest on a certificate of deposit.

Investment

Operating Margin Calculator

Measure operating margin — operating income as a percentage of revenue.

Business

Net Operating Income (NOI) Calculator

Find a property’s annual net operating income from its rental income and operating expenses.

Real Estate

Daily Rate Calculator

Convert an annual salary into equivalent daily, monthly and hourly pay.

Salary

Return on Assets (ROA) Calculator

Measure return on assets — how much profit a company earns from its total assets.

Business

Daily Interest Calculator

Work out the interest accrued on an amount over a number of days.

Personal Finance