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FinCalcHub

All calculators

Fast, accurate tools for every money decision. Pick a category or search to find exactly what you need.

SIP Calculator

Estimate the future value of your monthly mutual fund SIP investments.

Investment

EMI Calculator

Calculate the monthly instalment, total interest and payoff for any loan.

Loans & EMI

Home Loan Calculator

Work out your home-loan EMI and see how extra payments cut interest and payoff time.

Real Estate

Income Tax Calculator

Calculate your income tax with a clear slab-by-slab breakdown under the new and old regimes.

Taxes

FD Calculator

Calculate the maturity value and interest earned on a fixed deposit.

Investment

Take-Home Salary Calculator

Convert your CTC into monthly in-hand salary after EPF and taxes.

Salary

Old vs New Tax Regime Calculator

Compare tax under the Old and New regimes for the same salary and see which one saves you more.

Taxes

Lumpsum Calculator

Project the future value of a one-time investment with annual compounding.

Investment

PPF Calculator

Estimate the maturity value and interest on your yearly PPF deposits.

Investment

HRA Exemption Calculator

Work out how much of your House Rent Allowance is tax-exempt.

Taxes

RD Calculator

Calculate the maturity value of a monthly recurring deposit.

Investment

Car Loan EMI Calculator

Calculate your car loan EMI, total interest and total cost of ownership.

Loans & EMI

Retirement Calculator

Find the corpus and monthly SIP you need to retire comfortably against inflation.

Retirement

FIRE Calculator

Find your FIRE number and how many years until you can retire early.

Retirement

Compound Interest Calculator

Calculate how a lump sum grows with compound interest over time.

Investment

Personal Loan EMI Calculator

Calculate your personal loan EMI, total interest and total repayment.

Loans & EMI

GST Calculator

Add or remove GST and split an amount into base price and tax.

Taxes

Lumpsum vs SIP Calculator

Compare investing the same amount as a one-time lump sum versus a monthly SIP.

Investment

NPS vs PPF Calculator

Compare the retirement corpus you build via NPS versus PPF with the same monthly saving.

Retirement

Loan Eligibility Calculator

Find the maximum loan you qualify for based on your income, obligations and FOIR.

Loans & EMI

How Long Will My Retirement Corpus Last?

Find out how many years your retirement corpus lasts with inflation-indexed withdrawals.

Retirement

CAGR Calculator

Measure the compound annual growth rate of any investment.

Investment

EPF Calculator

Project your Employees Provident Fund corpus at retirement with yearly salary growth.

Retirement

XIRR Calculator

Find the true annualised return on investments made across multiple dates.

Investment

Home Loan Tax Benefit Calculator

Estimate the yearly income-tax you save on a home loan under Sections 24(b), 80C and 80EEA in the old regime.

Real Estate

ELSS Calculator

Project your ELSS maturity value and the 80C tax it saves each year.

Investment

Cost of Delaying SIP Calculator

See how much final corpus you lose by starting your SIP a few years late.

Investment

CTC Breakup Calculator

Break your annual CTC into Basic, HRA, allowances, PF and gratuity, and see your monthly in-hand.

Salary

Term Insurance Calculator

Estimate the term life cover your family needs based on income, loans and savings.

Insurance

Mutual Fund Returns Calculator

Work out the absolute and annualised (CAGR) return on a mutual fund investment.

Investment

Stamp Duty Calculator

Calculate stamp duty and registration charges on a property purchase.

Real Estate

PPF vs FD Calculator

Compare the same yearly deposit growing in a tax-free PPF versus a taxable fixed deposit.

Investment

Step-up SIP Calculator

See how much more a step-up SIP grows versus a flat monthly SIP.

Investment

Capital Gains Tax Calculator

Calculate tax on your equity share and mutual fund capital gains.

Taxes

Net Worth Calculator

Add up your assets, subtract your debts and see your true net worth.

Personal Finance

TDS on Salary Calculator

Estimate the monthly TDS your employer deducts from your salary under Section 192.

Taxes

Balance Transfer Calculator

See the net interest you save by transferring a loan to a lower rate.

Loans & EMI

SWP Calculator

See how long your corpus lasts with regular monthly withdrawals.

Investment

ROI Calculator

Measure profit, return on investment and the annualised (CAGR) return.

Business

Credit Card Payoff Calculator

See how long it takes to clear your credit card debt and the total interest you will pay.

Loans & EMI

Stock Average Calculator

Find your weighted-average buy price after buying a stock at different prices.

Investment

Flat vs Reducing Rate Calculator

Compare a flat interest rate against a reducing-balance rate to see the true cost.

Loans & EMI

Gold Loan Calculator

Find your gold loan eligibility (LTV-capped) and the monthly EMI.

Loans & EMI

Brokerage Calculator

Estimate brokerage, taxes and net P&L on an Indian equity trade.

Business

Sovereign Gold Bond Calculator

Estimate SGB maturity value from gold price growth plus the fixed 2.5% interest.

Investment

Coast FIRE Calculator

Find the lump sum you need invested today to coast to financial independence.

Retirement

Goal SIP Calculator

Find the monthly SIP needed to reach a financial goal by a target date.

Investment

Personal Loan Eligibility Checker

Check if you are eligible for a personal loan based on age and income.

Loans & EMI

NPS Calculator

Project your National Pension System corpus, lump sum and monthly pension at retirement.

Retirement

50/30/20 Budget Calculator

Split your monthly income into needs, wants and savings using the 50/30/20 rule.

Personal Finance

SCSS Calculator

Estimate the quarterly interest payout and total returns from the Senior Citizen Savings Scheme.

Retirement

Advance Tax Calculator

Work out your quarterly advance-tax instalments and their due dates for the year.

Taxes

Dividend Reinvestment Calculator

See how reinvesting dividends (DRIP) compounds against taking them as cash.

Investment

Crypto DCA Calculator

Project a recurring crypto buy (rupee-cost averaging) at an assumed annual growth rate.

Crypto

Senior Citizen FD Calculator

Calculate the maturity of a senior-citizen fixed deposit and the extra earned from the rate bonus over a regular FD.

Investment

Home Value Calculator

Project a property’s future value and the true cost of owning it — down payment, appreciation, tax, insurance and maintenance.

Real Estate

Post Office MIS Calculator

Estimate the fixed monthly income and total returns from the Post Office Monthly Income Scheme.

Investment

VPF Calculator

Project the corpus from Voluntary Provident Fund top-ups at the EPF interest rate.

Retirement

RD vs Lumpsum FD Calculator

Compare saving monthly in a recurring deposit against investing the same total as a lump-sum fixed deposit.

Investment

Simple Interest Calculator

Calculate flat simple interest on a principal over a period.

Investment

Monte Carlo Investment Simulator

Simulate investment outcomes across thousands of market scenarios to see the range of possible results.

Investment

Education Loan EMI Calculator

Calculate your education loan EMI, total interest and total repayment.

Loans & EMI

Gratuity Calculator

Estimate the gratuity payable when you leave a job after years of service.

Salary

Inflation Calculator

See the future cost of today’s expenses and how inflation erodes value.

Personal Finance

NSC Calculator

Calculate the maturity value and interest on a National Savings Certificate (NSC).

Investment

ULIP Calculator

Estimate a ULIP maturity value after charges and see the drag they create versus a no-charge fund.

Insurance

FD Laddering Calculator

Split a lump sum across staggered FDs so one matures every year for steady liquidity.

Investment

Step-up SWP Calculator

Model an SWP whose monthly withdrawal rises each year with inflation.

Investment

Sukanya Samriddhi Yojana Calculator

Estimate the maturity value of a Sukanya Samriddhi Yojana account.

Investment

Loan Prepayment Calculator

See how much interest and time a one-time prepayment saves on your loan.

Loans & EMI

Emergency Fund Calculator

Work out how many months of expenses you should keep and your current shortfall.

Personal Finance

Future Value Calculator

Project the future value of a lump sum plus monthly contributions.

Investment

Credit Card Interest Calculator

Work out the daily, monthly and yearly interest you pay on a credit card balance.

Loans & EMI

Atal Pension Yojana Calculator

Estimate your Atal Pension Yojana contribution, guaranteed pension and nominee corpus.

Retirement

Crypto Staking Calculator

Estimate staking rewards on your crypto at a given APY, with optional compounding.

Crypto

Home Affordability Calculator

Find out how large a home loan and property you can afford on your income.

Real Estate

Savings Goal Calculator

Find the monthly saving you need to hit a target amount by a chosen date.

Personal Finance

Down Payment Calculator

Split a property price into your upfront down payment and the loan you need to finance.

Real Estate

Profit Margin Calculator

Work out net profit, profit margin and markup from your revenue and cost.

Business

Millionaire Calculator

Find the monthly investment needed to reach ₹1 crore or any target corpus in a set time.

Personal Finance

Net Income Calculator

Work out your annual net income after tax and other deductions from gross pay.

Salary

KVP Calculator

Find out how long your money takes to double in Kisan Vikas Patra (KVP) and its maturity value.

Investment

Leave Encashment Calculator

Work out the payout for your unused earned leave and how much of it is tax-exempt under Section 10(10AA).

Salary

Endowment Policy Calculator

Estimate an endowment plan maturity value (sum assured + bonuses) and its low effective return.

Insurance

Rent vs Buy Calculator

Compare the total cost of renting versus buying a home over time.

Real Estate

Health Insurance Calculator

Estimate the health cover your family needs today and after medical inflation.

Insurance

Crypto Profit Calculator

Calculate profit, loss and ROI on a crypto trade after fees.

Crypto

Discount Calculator

Find the final price and how much you save after a percentage discount.

Business

Salary Hike Calculator

Compare your old and new salary to find your hike percentage and monthly increase.

Salary

Salary Arrears Relief Calculator (Sec 89)

Estimate your Section 89(1) tax relief on salary arrears that push you into a higher slab.

Salary

Burn Rate Calculator

Work out how fast a startup is spending cash each month and how many months of runway remain.

Business

Break-Even Calculator

Find the units and revenue you need to sell to cover all your costs.

Business

Currency Converter

Convert an amount from one currency to another using an exchange rate.

Personal Finance

Mortgage Refinance Calculator

See whether refinancing your home loan to a lower rate is worth the closing costs.

Real Estate

Gross Margin Calculator

Find gross profit and gross margin from your revenue and cost of goods sold.

Business

Hourly to Salary Calculator

Convert your hourly pay rate into weekly, monthly and annual salary figures.

Salary

VAT Calculator

Add or remove VAT at any rate and split an amount into net price and tax.

Taxes

Runway Calculator

See how many months of cash a startup has left after netting monthly revenue against monthly burn.

Business

Dividend Yield Calculator

Calculate the dividend yield and annual income from a stock holding.

Investment

Present Value Calculator

Find what a future sum of money is worth in today’s rupees.

Investment

Rental Yield Calculator

Find the gross and net annual rental yield on a property from its rent and price.

Real Estate

Working Capital Calculator

Find the cash cushion that funds day-to-day operations by netting current liabilities off current assets.

Business

Salary Raise Calculator

Apply a percentage raise to your salary and see your new pay and monthly increase.

Salary

Reverse GST Calculator

Extract the base price and GST hidden inside a GST-inclusive amount.

Taxes

Human Life Value Calculator

Estimate the economic value of your future income to plan the right life cover.

Insurance

Rule of 72 Calculator

Estimate how long it takes your money to double, triple and quadruple.

Investment

High-Yield Savings Calculator

Project the growth of a high-yield savings balance with regular monthly deposits.

Personal Finance

Biweekly Mortgage Calculator

See how paying half your EMI every two weeks clears your mortgage faster and saves interest.

Real Estate

Markup Calculator

Set a selling price by adding a markup percentage to your cost.

Business

Salary to Hourly Calculator

Convert your annual salary into an equivalent hourly, daily and weekly pay rate.

Salary

EBITDA Calculator

Measure operating profitability — EBITDA and EBITDA margin from revenue and costs.

Business

Current Ratio Calculator

Measure a business's short-term liquidity by comparing current assets to current liabilities.

Business

Customer Acquisition Cost (CAC) Calculator

Work out how much you spend to win one new customer from your sales and marketing budget.

Business

Property Appreciation Calculator

Project the future value of a property from a steady annual appreciation rate.

Real Estate

Overtime Pay Calculator

Calculate your weekly pay including overtime at 1.5x or 2x your base hourly rate.

Salary

Freelance Rate Calculator

Find the hourly rate you must charge to hit your target freelance income.

Salary

Cost of Living Calculator

Find the salary you need in a new city to keep the same standard of living.

Salary

Time Value of Money Calculator

See how a sum of money today grows in value over time.

Investment

Inflation-Adjusted Salary Calculator

See the salary you need to keep pace with inflation and the real value of today’s pay.

Salary

Customer Lifetime Value (CLV) Calculator

Estimate the total revenue an average customer generates over their entire relationship with you.

Business

Price-to-Rent Ratio Calculator

Compare buying versus renting with the price-to-rent ratio — property price over annual rent.

Real Estate

Bonus Calculator

Work out your bonus amount and total compensation from your salary and bonus percentage.

Salary

Professional Tax Calculator

Estimate the professional tax deducted from your salary by state.

Salary

NPV Calculator

Judge a project by discounting its future cash flows to today.

Business

APY Calculator

Convert a nominal interest rate into its true annual percentage yield (APY).

Investment

Cap Rate Calculator

Measure a property’s annual return as net operating income over its purchase price.

Real Estate

Income Growth Calculator

Project how your salary grows year on year and total what you earn over time.

Salary

IRR Calculator

Find the annualised return that makes a project break even.

Business

Return on Equity (ROE) Calculator

Measure return on equity — how much profit a company earns on shareholders’ money.

Business

Quick Ratio Calculator

Test a business's true liquidity by measuring assets excluding inventory against current liabilities.

Business

DSCR Calculator

Check whether a property’s income covers its loan repayments with the debt service coverage ratio.

Real Estate

Commission Calculator

Calculate commission earned on a sale and your total pay including base salary.

Salary

Debt-to-Equity Ratio Calculator

Measure financial leverage — the debt-to-equity ratio from total debt and equity.

Business

Savings Rate Calculator

Work out what percentage of your income you save each month.

Personal Finance

Mortgage Points Calculator

See whether paying upfront points to lower your home loan rate is worth the cost.

Real Estate

Contribution Margin Calculator

Find the contribution margin per unit, its ratio and the total contribution.

Business

Cash-on-Cash Return Calculator

Measure the annual return on the actual cash you invested in a property, after loan payments.

Real Estate

Weekly Pay Calculator

Break your annual salary into weekly, bi-weekly and monthly pay figures.

Salary

Gross Rent Multiplier Calculator

Screen a property fast with its gross rent multiplier — price divided by annual rent.

Real Estate

CD Calculator

Calculate the maturity value and interest on a certificate of deposit.

Investment

Operating Margin Calculator

Measure operating margin — operating income as a percentage of revenue.

Business

Net Operating Income (NOI) Calculator

Find a property’s annual net operating income from its rental income and operating expenses.

Real Estate

Daily Rate Calculator

Convert an annual salary into equivalent daily, monthly and hourly pay.

Salary

Return on Assets (ROA) Calculator

Measure return on assets — how much profit a company earns from its total assets.

Business

Daily Interest Calculator

Work out the interest accrued on an amount over a number of days.

Personal Finance